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Privacy Policy

Effective Date: October 1, 2019


HealthInsuranceCareers.com is managed and operated by Zig Marketing, Inc. We provide this Privacy Policy to explain our data and security practices for HealthInsuranceCareers.com (the “Website”). This Privacy Policy describes the types of Personal Information we collect, how we use the information, with whom we share it, and the choices you can make about our collection, use and disclosure of your Personal Information. The phrase “Personal Information” refers to information that personally identifies you, either directly or in combination with other information, such as your name, address, telephone number, and email address. We also describe the measures we take to protect the security of your Personal Information and how you can contact us about our privacy practices. When you visit the Website, provide us with information, you consent to our use and disclosure of the information we collect or receive as described in this Privacy Policy. We provide you choices that allow you to opt-out or control how we use and share your Personal Information.

Please review this Privacy Policy periodically as we may update it from time to time to reflect changes in our data practices. We will post a prominent notice on our Website to notify you of any significant changes to our Privacy Policy and indicate at the bottom of the notice when it was most recently updated. Your continued use of the Website after we publish or send a notice about our changes to this Privacy Policy means that you are consenting to the updated Privacy Policy.

Click on one of the links below to jump directly to the listed section:

Information We Collect

Zig Marketing collects Personal Information in a fair and lawful way, for the purposes specified in this Privacy Policy. The types of information we generally may obtain can include:

  • Personal Information provided by you (such as via a resume uploaded to our Site) or collected from third party sources as described below.
  • Publicly available data about you from third party sites and sources, including profiles created by you on other websites, or other information you have publicly shared for the purpose of advertising or informing others about your background.
  • Your demographic information (such as zip or postal code, occupation, education and experience, and if you choose to provide it, age, gender and race or ethnicity). We collect this information either through the registration process, from your resume or in the manner described below.
  • Technical information about your use of our sites or apps, as described below.

We may obtain information about you from various sources, including directly from you via our Website, when you email us or communicate with us through social media. We also may obtain information about you from our business partners and other third parties, as well as from publicly available information.

When you visit our Website, we may collect certain information by automated means, such as cookies and web beacons or as provided by your device’s operating system, as described in more detail below. The information we may collect automatically via the Website can include:

  • Information about the devices our visitors use to access the Internet (such as the IP address and the device, browser and operating system type and other operating system support information).
  • Pages and URLs that refer visitors to our Website, also pages and URLs that visitors exit to once they leave our Website.
  • Dates and times of visits to our Website.
  • Information on actions taken on our Website (such as page views, site navigation patterns and job view or application activity).
  • A general geographic location (such as country and city) from which a visitor accesses our Website.
  • Search terms that visitors use to reach our Website.

Note that your Personal Information may also be automatically collected, and used, as described in the “Cookies, Tracking Choices, and Third Party Advertisers” section below.

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How We Use the Information We Collect

We may use the information we obtain about you to:

  • Maintain your resume and submitted information and make it available to insurance agencies through our Website as described below in “Information We Share.”
  • Provide administrative notices or communications applicable to your use of the Website.
  • Respond to your questions and comments and provide customer support.
  • Operate, evaluate and improve our business and the products and services we offer.
  • Analyze and enhance our marketing communications and strategies
  • Analyze trends and statistics regarding visitors’ use of our Website
  • Protect against and prevent fraud, unauthorized use, claims and other liabilities, and manage risk exposure, including by identifying potential hackers and other unauthorized users.
  • Enforce our Website’s Terms and Conditions.
  • Comply with applicable legal requirements, court orders, legal proceedings, document requests, and industry standards and our policies.

We also use non-personally identifiable information and certain technical information about your computer and your access of the Website (including your internet protocol address) in order to operate, maintain and manage the Website. We collect this information by automated means, such as cookies and web beacons, as described in more detail below.

Zig Marketing only uses your Personal Information that is necessary for the purposes described in this Privacy Policy, or as permitted by law. If we seek to use the information we obtain about you in other ways, we will provide specific notice and request your consent at the time of collection.

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Information We Share

We share the information that we collect from you with partnered insurance agencies. In the normal course of performing services for those partnered insurance agencies, Personal Information may be shared within Zig Marketing and its partners for the purposes specified in this Privacy Policy.

Partnered insurance agencies may use your information to contact you directly. Additionally, when you complete the assessment through the Website and choose to submit your information, the information supplied by you may become part of the insurance agency’s database. In these instances, the use of such information by the insurance agency will be subject to the privacy policy of that company, and we are not responsible for that company’s use of your information.

All users should be aware that when they choose to display or distribute Personal Information (such as their email address or other contact information on a public resume) via the Website or any other distribution method, that information can be collected and used by others. This may result in unsolicited messages from third parties.

Zig Marketing reserves the right to disclose without your prior permission any Personal Information about you or your use of this Site if we have a good faith belief that such action is necessary to: (a) protect and defend the rights, property or safety of Zig Marketing, employees, other users of the Website, or the public; (b) enforce the terms and conditions that apply to use of the Website; (c) as required by a legally valid request from a competent governmental authority; or (d) respond to claims that any content violates the rights of third-parties. We may also disclose Personal Information as we deem necessary to satisfy any applicable law, regulation, legal process or governmental request.

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We may combine certain non-personally identifiable Aggregate Data, or otherwise anonymized or de-identified data about our users and use such data to prepare reports for our partnered insurance agencies. “Aggregate Data” is the demographic information (such as zip code, age, gender, race or ethnicity) and employment information (such as occupation, education and experience) of many individuals that is combined together. Aggregate Data is used to analyze the characteristics of various populations and does not identify any specific individuals.

We also use third party analytics services to help better understand the use of our sites, which is further described in the Cookies section below.

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Privacy Options for Resume Database

Submitting your resume to the Website connects a partnered insurance agency with your assessment and resume. Resumes and personal information will be purged from Website database on an annual basis. Zig Marketing does not have control or influence over what method or how long your personal information and resume may be stored and used by partnered insurance agencies. Accordingly, you should not put information you would not want shared with prospective employers in your resume.

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Delete Your Personal Information and/or Resume

Zig Marketing takes reasonable steps to ensure that Personal Information is reliable for its intended use. You may request to have your information and/or resume deleted permanently from our Website. Deleting your information and/or resume will remove your Personal Information and resumes from our database. However, Zig Marketing does not have control or influence over how partnered insurance agencies which have received your information and resume handle such requests.

You may request your information and/or resume to be deleted by emailing admin@healthinsurancecareers.com. Please note that when you request the deletion of your information, we will use the email address you provide to match you to your information and resume. Therefore, you will need to submit your request using the email address you used on the Website or we will not be able to complete your request.

Please be advised that, even in the event of a successful deletion, partnered insurance agencies may have retained a copy of your resume and/or information in their own files or databases. We cannot control the retention, use or privacy of resumes or personal information that have been shared with partnered insurance agencies. In addition, we will retain anonymous Aggregate Data for uses described in this privacy policy.

Please allow up to thirty days to process your deletion request.

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About Cookies, Tracking Choices, and Third Party Advertisers

A “cookie” is a text file that websites send to a visitor‘s computer or other Internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. A “web beacon,” is also called a Web bug or a pixel tag or a clear GIF. Used in combination with cookies, a Web beacon is an often-transparent graphic image, usually no larger than 1 pixel x 1 pixel, that is placed on a website or in an e-mail that is used to monitor the behavior of the user visiting the Website.

Zig Marketing uses cookies and other similar technologies for the convenience of our users. Cookies enable us to serve secure pages in an expedient manner to our users. Zig Marketing also uses cookies to store non-personally identifying information about you such as website visit date, time and duration in a cookie that it places on your computer. Lastly, Zig Marketing uses cookies to ensure the proper functioning and efficiency of our Website. Most Internet browsers enable you to erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored.

Zig Marketing permits third party cookies on its Website. For example, Zig Marketing uses web analytics services provided by third parties, which use cookies to collect non-personal information about details of our users’ visits to the Website (including IP addresses) and the resources they access on the Website. These third party web analytics services provide us with reports based on this information in order to help us understand how visitors engage with the Website.

We use third-party advertising companies who may place or access cookies on your computer hard drive to distinguish your web browser uniquely and to keep track of information relating to serving ads on your web browser, such as the type of ads shown and the web pages on which the ads appeared. These companies may use information about your visits to these Website and to other sites in order to provide advertisements about goods and services of interest to you on our Website or on other, third party, sites. We also may give third party advertisers the ability to tailor their advertisements on our Website using demographic and preference information we provide to them in aggregate form. This information does not identify you individually.

These companies operate under their own privacy policies and Zig Marketing encourages you to be aware of the privacy policies of such companies. Zig Marketing does not have control over or access to any information contained in the cookies that are set on your computer by third party advertisers.

Our Site does not respond to web browser “do not track” signals. However, to help prevent and limit the automatic collection of information by any participating third party advertisers, including the collection of personally identifiable information about an individual’s online activities over time and across third-party Web sites or online services, you may opt-out of such collection by clicking the Ad Choices icon located within the ad, by accessing the “about ads” opt-out site, or by accessing the NAI opt-out site. Please note that this opt-out is cookie-based. If you buy a new computer, change web browsers or delete this cookie, you will need to perform the opt-out task again.

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Our Website may contain links to other sites for your convenience and information. These sites may be operated by companies not owned by Zig Marketing. These other sites or linked third-party sites may have their own privacy notices, which you should review if you visit those sites. We are not responsible for the content of any sites not owned by Zig Marketing, any use of those sites, or those sites’ privacy practices.

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International Data

Zig Marketing complies with the General Data Protection Regulation (EU) 2016/679 (GDPR). GDPR is a regulation in EU law on data protection and privacy for all individual citizens of the European Union (EU) and the European Economic Area (EEA).

In compliance with GDPR, Zig Marketing commits to resolve complaints about your privacy and our collection or use of your Personal Information. European Union or Swiss citizens with inquiries or complaints regarding this Privacy Policy should first contact Zig Marketing at admin@healthinsurancecareers.com.

With respect to personal data received or transferred pursuant to the GDPR, Zig Marketing is subject to the regulatory enforcement powers of the U.S. Federal Trade Commission. In certain situations, Zig Marketing may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

Zig Marketing acknowledges the right of EU and Swiss individuals to access their personal data. Individuals wishing to do so should refer to the section within this policy headed “Delete Your Personal Information / Resume,” located earlier in this document.

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How We Protect Personal Information

Zig Marketing maintains administrative, technical and physical safeguards designed to assist us in protecting the Personal Information we collect against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.

Please note that no electronic transmission, storage or processing of information can be entirely secure. We cannot guarantee that the security measures we have in place to safeguard Personal Information will never be defeated or fail, or that those measures will always be sufficient or effective. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your Personal Information will always remain private or secure. As a user of the Website, you understand and agree that you assume all responsibility and risk for your use of the Website, the Internet generally, and the documents you post or access and for your conduct on and off the Website.

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California, USA Residents

California law permits its residents to request and receive information about a business’ disclosure of certain categories of Personal Information to other companies for their use in direct marketing. If you are a California resident and a user of any of the Website, you can request a copy of this information from Zig Marketing by sending an email to admin@healthinsurancecareers.com or a letter to Zig Marketing at 812 Huron Rd. Suite 690 Cleveland Ohio 44115, Attention: HealthInsuranceCareers.com Administrator. Please include your name and email address in email requests, and your name, email address and postal address in mail requests.

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Children’s Privacy

We do not knowingly collect or solicit information from anyone under the age of 13. If you are under 13, please do not use the Website. In the event that we learn that we have collected personal information from a child under the age of 13, we will delete that information as quickly as possible.

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How to Contact Us

You can direct questions regarding this Privacy Policy to Zig Marketing by email us at admin@healthinsurancecareers.com or by letter to Zig Marketing at 812 Huron Rd. Suite 690, Cleveland Ohio 44115, Attention: HealthInsuranceCareers.com Administrator. Please include your name and email address in email requests, and your name, email address and postal address in mail requests.

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